Frequently asked questions
Everything you need to know about switching from withholding tax to ordinary tax declaration.
Savings and refund
The estimate is 100% free. If you want to switch to ordinary taxation, we file the TOU request for you for CHF 20 — one-time payment, no additional fees.
The average saving is CHF 2,400 per year, but it varies greatly depending on your personal situation.
The main factors are: your salary, your family situation (married, children), your work expenses (transport, meals), your supplementary insurance, and your deductions (pillar 3a, training, etc.).
Our calculator will give you a precise estimate based on your exact situation in 2 minutes.
After sending your complete application, the tax office usually processes your file within 4 to 6 weeks. The refund arrives directly in your bank account. Delays may vary depending on the canton and the time of year (March-April are the busiest months).
Legality and compliance
Yes, it is 100% legal and is even a right provided by Swiss law. If you meet the criteria (residence in Switzerland, B permit, subject to withholding tax), you CAN request to file an ordinary declaration instead of withholding tax. Thousands of people do it every year in Switzerland.
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No, you do not need to inform your employer. This is a personal procedure between you and the tax office of your canton. Your employer will continue to withhold tax as normal, and you will receive the refund directly from the canton after your declaration is processed.
Process and procedures
No, it's very simple. Estimate your savings in 2 minutes with our free calculator. If it's advantageous, we file your TOU request for you (CHF 20). No paperwork on your side.
The best time is between January and March each year. The official deadline is usually March 31 for the current tax year.
If you miss the deadline, you can apply the following year, but you will lose a year of potential refund.
Tip: Do it as early as possible at the beginning of the year to avoid the March rush and receive your refund faster.
No, not at all. Our team handles everything: we prepare and file your TOU request directly with your canton. You don't have to do anything.
TOU (taxation ordinaire ultérieure / subsequent ordinary taxation) allows workers subject to withholding tax to request to be taxed through an ordinary declaration.
This allows you to deduct your actual expenses (transport, meals, insurance, pillar 3a, etc.) instead of the flat rate, which often results in a refund.
Important: the TOU request is irrevocable for the tax year in question. Our free calculator helps you decide.
Personal situations
You can request subsequent ordinary taxation (TOU) if you are: a resident in Switzerland with a B permit and subject to withholding tax.
It is particularly interesting if you have: significant work expenses (transport, meals), children, a spouse without income or with low income, supplementary insurance, a pillar 3a, or other tax deductions.
Our calculator will tell you in 2 minutes if it's worth it for your personal situation.
If you make a small mistake, the tax office will usually contact you to request a correction or clarification. It's not a big deal.
Our team checks all data before filing your TOU request, which significantly reduces the risk of errors.
Tip: Always check your salary certificate numbers before running the estimate. If in doubt, contact your cantonal tax administration directly.